How to protect your wealth from IHT – plus up to £1,000 cashback as a thank you when you invest
Thank you for expressing an interest in our cashback offer when you invest in the Octopus AIM Inheritance Service and/or the Octopus Inheritance Tax Service.
For a limited time only, we are offering up to £1,000 cashback when you invest in the products. The application deadline is 12 March.
How much cashback might you receive?
The more you invest, the higher the cashback amount, as the table below shows. If you apply for more than one product, the cashback will be based on the total you invest (terms apply – see below).
|Total you invest||Cashback you could receive|
|Up to £19,999||—|
|£20,000 to £49,999||£50|
|£50,000 to £99,999||£75|
|£100,000 to £249,999||£200|
|£250,000 to £499,999||£500|
|£500,000 or more||£1,000|
Please note the minimum investment in Octopus Inheritance Tax Service is £25,000.
Step 1 – Read more on the investments
Both invest in companies that are expected to qualify for Business Property Relief. So, after two years, your investment could be free from inheritance tax, provided you still hold it on death and the companies remain qualifying.
Please note, though, these are high-risk investments. Capital is at risk. Only experienced investors should consider them. Tax benefits depend on circumstances and rules can change.
Octopus AIM IHT service
The largest service of its kind, it focuses on companies quoted on AIM and can be held in an ISA. It might be a consideration for experienced investors with significant assets in Stocks & Shares ISAs, as it is a way to retain the ISA tax benefits whilst also offering inheritance tax exemption (traditional ISAs can be subject to inheritance tax).
Octopus Inheritance Tax Service
Also the largest service of its kind, it focuses on unquoted companies. The service gives investors exposure to 270 subsidiary businesses involved in a variety of activities, from property lending and renewable energy to healthcare and fibre broadband. It aims to deliver a consistent, but modest, level of return over the investment period, not guaranteed.
Step 2 – Request a cashback application pack
Please complete the simple form below to request an application pack that would qualify for cashback. This is for experienced investors happy to make their own investment decisions without advice: if you’re not sure please seek advice.
Step 3 – Apply and receive your cashback
If after reading all the information and carefully weighing benefits and risks you decide to invest, please apply using the application pack (or application link) you receive via email. This offer will remain open until 12 March and cashback cheques will be issued from 6 April. If you need more time to decide, please let us know and we will try to extend this deadline for you.
Terms of the cashback offer
Wealth Club aims to make it easier for experienced investors to find information on – and apply for – tax-efficient investments. You should base your investment decision on the provider's documents and ensure you have read and fully understand them before investing. This review is a marketing communication. It is not advice or a personal or research recommendation to buy the investment mentioned. It does not satisfy legal requirements promoting investment research independence and is thus not subject to prohibitions on dealing ahead of its dissemination.