Articles

What happens to your ISA when you die?

4 August 2020

The general rule is that ISA savings can be effectively added to your spouse’s ISA, and then passed on to any beneficiaries named in your will, or, if you don’t have a will, through the laws ...

Inheritance tax – The basics

31 July 2020

Inheritance tax is paid on the value of the assets that a person leaves behind when they die. It can also apply to some gifts that are made before someone dies.When you die, your ‘estate’ is ...

Who could benefit from making IHT-free investments?

30 July 2020

Investments that qualify for Business Property Relief (BPR) can be passed on free from inheritance tax upon the death of the investor, provided the shares have been owned for at least two years at that time.Below ...

Why invest through Wealth Club?

28 February 2019

You often hear this: people start a new business to “scratch an itch”. This is certainly true in my case. I had recently left Hargreaves Lansdown where I was a director and shareholder. Having sold some ...

How to make your ISA IHT free

16 March 2018

With ISAs, the tax sting is in the tail. They’re very tax efficient during your life, but on your death (or your spouse’s death if later) your fund could be subject to inheritance tax (IHT) at ...

AIM: basket case or treasure trove of hidden gems?

5 August 2016

AIM is often regarded as a poor-quality market, filled with small, early-stage and highly speculative companies, which have disappointed investors year after year. Is this an empty prejudice or an accurate, if a bit simplistic, description ...