Articles

Review: Deepbridge Inheritance Tax Service

7 June 2016

Shares in unquoted trading companies typically qualify for Business Property Relief (BPR), which after two years of being held are free from inheritance tax. Many businesses qualify. Deepbridge’s service invests in renewable energy projects that offer ...

Tax freedom day – or is it?

3 June 2016

Today is 'Tax Freedom Day' – the first day of the year when we theoretically stop working for the taxman and start working for ourselves. For the first time in 15 years it's in June, a ...

VCTs, EIS and SEIS – How risky are they really?

13 May 2016

Mention Venture Capital Trusts (VCTs), Enterprise Investment Scheme (EIS) and Seed Enterprise Investment Scheme (SEIS) and many investors immediately tell us “oh, they are way too risky”. But what is the reality? How risky are they?There ...

A record year for VCTs

8 April 2016

According to new figures compiled by the Association of Investment Companies (AIC) money invested into Venture Capital Trusts (VCTs) in the 2015/16 tax year was £458 million. This is the third biggest fund raising year on ...

New pension rules – high earners penalised for being prudent

5 April 2016

Many welcomed the recent Budget for not making further damaging modifications to pensions; however punitive changes announced in last year’s summer Budget come into force from Wednesday 6 April 2016.We are constantly being told that self-provision ...

My three favourite VCTs for income seekers

21 March 2016

With above average levels of income hard to find, and the new dividend tax about to kick in reducing income for any investor in receipt of more than £25,250 in dividends, what options have investors got ...

Review: Downing TWO VCT

9 February 2016

This offer seeks to raise £15 million in a new share class (K) of the existing Downing Two VCT. Capital preservation is seen as important by the manager, so the majority of an investor’s profit should ...

VCTs: the new pension for higher earners?

2 February 2016

Whilst pensions have become tainted in the eyes of many after never-ending government reforms, they have probably been the best and most tax-efficient way over time to save for retirement. Up until earlier in this decade, ...