Octopus Choice - download your brochure and application for companies

  • Around 5% p.a.* paid out every month (variable and not guaranteed). Invest from £5,000 to £2 million
  • Invest your own or your company's money 
  • Loans secured against bricks and mortar - in case of default, you have first charge on the assets 
  • No fixed term - you can ask to withdraw the money at any time but instant access is not guaranteed
  • Low loan to value - 62% on average and maximum 70% 
  • Diversification - Octopus aims to spread your money across 40 loans, with maximum 5% in each
  • Strong track record - Octopus has made nearly 3,500 loans for over £2 billion and lost less than 0.1% since 2009. Past performance is not a guide to the future

Simply complete your details to download the Octopus Choice Brochure and application for companies. 

What to watch out for?

*Your actual return could be higher or lower, depending on how much and when you invest, and how the loans in your portfolio perform. All interest is paid gross – the tax due depends on circumstances and may change in future.

Octopus Choice is not covered by the Financial Services Compensation Scheme. Neither your capital nor interest are guaranteed, so you could get back less than you invest. In addition, although you can ask to withdraw your money at any time, Octopus cannot guarantee instant access. Before investing you should download and read carefully the Octopus Choice Brochure, Terms and Conditions and Risk Statement

Please note: our service is not advice nor a personal recommendation to invest. The products we offer are not suitable for everyone. They are normally high risk, illiquid and should be held for the long term. If you're unsure an investment is right for you, please seek professional advice.

To receive further information, I confirm I am a High Net Worth Investor, a Self-certified Sophisticated Investor or both.

High Net Worth Investor

I make this statement so I can receive promotional communications exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare I qualify as such because at least one of the following applies to me throughout the last financial year:

  • I had an annual income of £100,000 or more. This excludes money withdrawn from my pension (except where the withdrawals are used directly for income in retirement).
  • I held net assets of £250,000 or more. These exclude: (a) my primary residence or any money raised through a loan secured on it; or (b) any rights of mine under a qualifying contract of insurance; or (c) any benefits (in the form of pensions or otherwise) payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

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Self-certified Sophisticated Investor

I declare I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-readily realisable securities. I understand this means I can receive promotional communications from a person authorised by the Financial Conduct Authority which relate to investments in non-readily realisable securities.

I am a self-certified sophisticated investor because at least one of the following applies:

  • I am a member of a network or syndicate of business angels and have been so for at least the last six months;
  • I have made more than one investment in an unlisted company in the last two years;
  • I am working, or have worked in the last two years in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
  • I am currently, or have been in the last two years, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-readily realisable securities.