Invest through a SIPP

You can invest in the Quality Shares Portfolio through a SIPP (Self Invested Personal Pension). You can contribute new money or transfer existing pensions (providing they have not yet been accessed at retirement). 

A SIPP is a type of personal pension – one of the most tax-efficient ways to invest for your future. 

  • When you invest, you can receive up to 45% tax relief
  • Whilst your money is invested, any growth is tax free, as is income from UK shares
  • From age 55 (rising to 57 from 2028), you should be able to take up to 25% as a tax-free lump sum and a taxable income, if you wish, from the rest
  • When you die, the SIPP can be passed on free of inheritance tax and, in some cases, completely tax free

Any money you contribute or transfer will be wholly invested in the Quality Shares Portfolio, which invests in equities with only a small amount of cash for liquidity and fees, so it should be considered high risk and held for the long term. Tax rules can change and benefits depend on circumstances. 

Important: The information on this website is for experienced investors. It is not a personal recommendation to invest. If you’re unsure, please seek advice. Before transferring a pension you should check the costs involved and whether you’d lose any valuable benefits.

SIPPs – your questions answered

How does pension tax relief work?

Where will my SIPP be invested?

What are the charges?

How much can I contribute tax efficiently to my SIPP?

What is carry forward – and how does it work?

What pensions can I transfer?

How does a pension transfer work?

How much tax-free cash can I take from my SIPP?

Budget 2023 pension changes: what could they mean for me?

How could I take benefits from my SIPP/access my SIPP?

What happens to my SIPP when I die?

Read more:

Wealth Club aims to make it easier for experienced investors to find information on – and apply for – investments. You should base your investment decision on the offer documents and ensure you have read and fully understand them before investing. The information on this webpage is a marketing communication. It is not advice or a personal or research recommendation to buy any of the investments mentioned, nor does it include any opinion as to the present or future value or price of these investments. It does not satisfy legal requirements promoting investment research independence and is thus not subject to prohibitions on dealing ahead of its dissemination. 

The details

Discretionary Share Portfolio
Minimum investment
Initial charge
Annual custody charge
Annual management charge
Next deadline
3 Jan 2023 (5pm)
Last updated: 24 October 2023