Free guide: How to beat the inheritance tax trap

It's the most hated tax of all. How can you beat it? How can you pass on more to your loved ones? Download your free guide and discover:
  • New rules: how Inheritance Tax works and how it's changing
  • Which simple but costly mistake two out of three people make
  • How to potentially spare your estate from IHT without giving anything away
  • How you could pass on your ISA IHT free

Simply complete your details to download this free guide

In 2016/17 a record £4.8 billion was raised in IHT. Will your estate be affected? Download your free guide now to discover how you could potentially protect your estate from a 40% IHT charge.  

A word of caution: the investments described are not for the fainthearted. They invest in small companies, which are by nature riskier than their larger counterparts.

The trade-off is that if you are a high net worth individual or sophisticated investor you could keep more of your wealth out of the taxman's hands. 

This free guide is not advice, but it explains the main facts you need to know, so you can decide if these opportunities are for you. 

Why not download your free guide now? 

By Alex Davies Founder and Chief Executive – Wealth Club

Alex was a board director at FTSE 100 stockbroker Hargreaves Lansdown, where he worked for 15 years. He was responsible for building Hargreaves Lansdown into the biggest direct-to-consumer SIPP provider in the UK with more than 150,000 clients and over £12 billion under management. 

After retiring at age 38 and selling some of his shares, Alex sought tax-efficient ways to invest his money. To his surprise, he found that good-quality services designed to help high net worth and sophisticated investors with non-standard and tax-efficient investments are thin on the ground.

This led to the idea of Wealth Club – a new service for high net worth and sophisticated investors.

The aim is to offer them more compelling and advanced tax-efficient investment opportunities than normally available through mainstream investment platforms and financial advisers.  

To receive further information, I confirm I am a High Net Worth Investor, a Self-certified Sophisticated Investor or both.

High Net Worth Investor

I make this statement so I can receive promotional communications exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare I qualify as such (and am also a certified high net worth individual for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005), because at least one of the following applies to me throughout the last financial year:

  • I had an annual income of £100,000 or more. This excludes money withdrawn from my pension (except where the withdrawals are used directly for income in retirement).
  • I held net assets of £250,000 or more. These exclude: (a) my primary residence or any money raised through a loan secured on it; or (b) any rights of mine under a qualifying contract of insurance; or (c) any benefits (in the form of pensions or otherwise) payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

--- OR ---
Self-certified Sophisticated Investor

I declare I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non-readily realisable securities. I understand this means I can receive promotional communications from a person authorised by the Financial Conduct Authority which relate to investments in non-readily realisable securities. I am also a self-certified sophisticated investor for the purposes of the Financial Services and Markets Act (Financial Promotion) Order 2005.

I am a self-certified sophisticated investor because at least one of the following applies:

  • I am a member of a network or syndicate of business angels and have been so for at least the last six months;
  • I have made more than one investment in an unlisted company in the last two years;
  • I am working, or have worked in the last two years in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
  • I am currently, or have been in the last two years, a director of a company with an annual turnover of at least £1 million.

I understand this means: 

  1. I can receive financial promotions that may not have been approved by a person authorised by the Financial Services Authority;
  2. The content of such financial promotions may not conform to rules issued by the Financial Services Authority; 
  3. By agreeing to this statement I may lose significant rights; 
  4. I may have no right to complain to either the Financial Services Authority or the Financial Ombudsman Scheme; 
  5. I may have no right to seek compensation from the Financial Services Compensation Scheme. 

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-readily realisable securities and investments. 
I undertake to keep the private offers I receive as a member of Wealth Club confidential and for my use only.