Articles

Top 10 most viewed pages

30 November 2020

Which offers are attracting investors’ interest? Every Monday we look at the offers Wealth Club members have viewed on our website the previous week. Then we compile the top ten across the different types of investment: ...

Capital gains tax review: might it affect you?

13 November 2020

As you might have seen in the press, a review – commissioned by Chancellor Rishi Sunak from the Office for Tax Simplification (OTS) – urges an overhaul of capital gains tax (CGT).The OTS, which is the ...

Inheritance tax and ISAs – webinar

4 October 2020

Are you an experienced investor worried about inheritance tax?Watch this webinar, issued by Octopus Investments, to find out:How inheritance tax works, in briefWhy wealthy ISA investors might be affected by inheritance taxWhat AIM Inheritance Tax ISAs ...

Two exclusive EIS tranches with imminent deadlines

22 September 2020

When you invest in an EIS fund, the manager will often deploy your funds over time – usually around 12 months. In many instances, you have little visibility as to which investee companies will be included ...

Inheritance tax – The residence nil-rate band

11 August 2020

A new inheritance tax allowance was introduced in 2015. But the headlines that claimed it will give people a £1 million nil-rate band need closer scrutiny.Inheritance tax is a problem for homeownersAfter years of rising house ...

Today: the anniversary of IHT-free ISAs

5 August 2020

Seven years ago today, a seemingly minor ISA rule change created a solution to one of the most vexing problems wealthy ISA investors face. That problem is: how do you prevent up to 40% of your ...

What happens to your ISA when you die?

4 August 2020

The general rule is that ISA savings can be effectively added to your spouse’s ISA, and then passed on to any beneficiaries named in your will, or, if you don’t have a will, through the laws ...

Inheritance tax – The basics

31 July 2020

Inheritance tax is paid on the value of the assets that a person leaves behind when they die. It can also apply to some gifts that are made before someone dies.When you die, your ‘estate’ is ...

Who could benefit from making IHT-free investments?

30 July 2020

Investments that qualify for Business Property Relief (BPR) can be passed on free from inheritance tax upon the death of the investor, provided the shares have been owned for at least two years at that time.Below ...