Wealth Club Portfolio Service

The Wealth Club Portfolio Service is specifically designed to provide high net worth and sophisticated investors with a best-value, sensible long-term home for their wealth.

You can choose from five portfolios – Conservative, Balanced, Growth, Adventurous Growth and Income – we manage them for you. See portfolios at a glance »

The minimum initial investment is £100,000 in aggregate. You can apply online through:

• an ISA (Individual Savings Account) – subscriptions and transfers
• a SIPP (Self Invested Personal Pension) – subscriptions and transfers
• a GIA (General Investment Account) – subscriptions only

Institutional-grade portfolios with a DIY investor price tag 

They are the type of portfolio a private bank or wealth manager might build for you – but without the hefty price tag. In fact, you could pay around 40% less than you would if you used an adviser and roughly the same if managing a typical fund portfolio yourself on a DIY platform.

Your portfolio is managed by an investment team previously responsible for hundreds of millions of pounds. They select, monitor and oversee all the investments: a diverse mix of 30–45 actively managed and low-cost index funds as well as investment trusts. They give you exposure to equities and bonds from around the world, but also infrastructure and other private assets – we are not aware of any similar service that can match this.

The portfolios include fund managers you might have already heard of – from Artemis to Fidelity and Fundsmith – as well as the likes of Brookfield, Comgest and Dodge & Cox: under-the-radar specialist investment firms. Read more on our investment approach »

The next deadline for subscriptions is 16 October 2024 (5pm). Transfers are invested upon receipt of funds – please see factsheets for details. 

Note: these discretionary managed portfolios are long-term investments which can fall as well as rise in value and returns are not guaranteed. 

What does the Wealth Club Portfolio Service aim to achieve?

We believe nobody can predict markets with any useful consistency nor construct investment portfolios that are top performing all of the time.

The best-performing portfolio at the height of the post-Covid rally looked very different from the best-performing portfolio in the high interest rate and high inflation environment of 2023. 

So, our portfolios do not aim to be the best performing in any given year. Instead, our focus is on maintaining well-diversified portfolios, which never have too much in any one asset class or fund manager, and delivering enhanced performance over the long term – not guaranteed.

Might the Wealth Club Portfolio Service be right for you?

You will have to decide for yourself. Here are some examples of how different types of investors might benefit. 

How does the Wealth Club Portfolio Service compare?

Performance

Performance is reported quarterly. The chart below shows the performance of each of the five portfolios from launch (16/01/2024) to the end of June 2024.

Performance since launch

What are the costs?

The Wealth Club Portfolio Service is competitively priced so more of your money is working for you. 

You get a fully managed and monitored portfolio but pay a similar amount as you would if you were doing it yourself. That’s around half the price of a traditional portfolio management service. 

The ongoing cost will be in the region of 1.1% a year: 

There is a £75 annual charge if you invest in a SIPP. 

Other charges may apply. The illustrations available in our Terms and Conditions show the long-term impact of charges. Illustrations are based on assumptions and include incidental charges, which are already accounted for in the performance of the investment. Read more about the assumptions used in illustrations »

What are the main risks?

Like all investments, the value of the Wealth Club Portfolio Service can fall as well as rise. This applies to all the portfolios. Returns are not guaranteed. 

Whilst the portfolios are comparatively liquid, you should consider them a long-term investment, held for five years or more. 

Before investing, please read all the investment information to ensure you fully understand the risks and potential rewards and can choose for yourself which portfolio – if any – might be right for you. We cannot provide advice nor make personal recommendations to invest. If you are unsure, you should seek advice. 

Read more:

Wealth Club aims to make it easier for experienced investors to find information on – and apply for – investments. You should base your investment decision on the offer documents and ensure you have read and fully understand them before investing. The information on this webpage is a marketing communication. It is not advice or a personal or research recommendation to buy any of the investments mentioned, nor does it include any opinion as to the present or future value or price of these investments. It does not satisfy legal requirements promoting investment research independence and is thus not subject to prohibitions on dealing ahead of its dissemination.