Free guide: 'How to survive the tax raid on pensions'

Two new pension rule changes are set to cost high earners £6 billion in lost tax relief over the long term.

Many high earners are now restricted to contributing as little as £10,000 a year. Moreover, the maximum you can hold tax efficiently in a pension has been slashed by 20%.

Could you be affected? What do the rule changes mean for you? What alternatives do you have?

Download your free guide and find out:

  • What the new rules prescribe
  • Who could be affected, and how
  • Which tax-efficient investments are still open to high earners
  • How you could get a 50% rebate on your income tax bill
  • How you could halve a capital gains tax bill

Why not download your free guide now? Simply complete this form for your free PDF download. 

    A word of caution: the pension alternatives described are not for the fainthearted. They invest in small companies, which are by nature riskier than their larger counterparts.

    The trade-off is that if you are a high net worth individual or sophisticated investor you could enjoy very significant benefits. 

    This free guide is not advice, but it explains the main facts you need to know, so you can decide if these opportunities are for you.

    To receive further information, I confirm I am a High Net Worth Investor, a Self-certified Sophisticated Investor or both.

    High Net Worth Investor

    I make this statement so I can receive promotional communications exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare I qualify as such because at least one of the following applies to me throughout the last financial year:

    • I had an annual income of £100,000 or more. This excludes money withdrawn from my pension (except where the withdrawals are used directly for income in retirement).
    • I held net assets of £250,000 or more. These exclude: (a) my primary residence or any money raised through a loan secured on it; or (b) any rights of mine under a qualifying contract of insurance; or (c) any benefits (in the form of pensions or otherwise) payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or (d) any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).

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    I am a self-certified sophisticated investor because at least one of the following applies:

    • I am a member of a network or syndicate of business angels and have been so for at least the last six months;
    • I have made more than one investment in an unlisted company in the last two years;
    • I am working, or have worked in the last two years in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
    • I am currently, or have been in the last two years, a director of a company with an annual turnover of at least £1 million.

    I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-readily realisable securities.