Konsileo EIS

Award-winning Konsileo Limited (“Konsileo” or “the Company”) is an AI-enabled commercial insurance platform that gives SMEs access to a pool of specialist brokers and risk management advisers.

The problem

The UK commercial insurance industry tends to be operationally outdated: firms firms can be slow to innovate, often lumbered by paper-based legacy systems, fragmented processes and labour-intensive administration – altogether inefficient and costly.

Meanwhile, as a result of consolidation onto larger and international broking platforms, individual brokers (“value creators”, who hold the trusted relationships with SME clients) may find themselves losing autonomy and the motivation to maintain quality of service.

Konsileo’s solution

The Company was founded by former Allianz global head of digital John Warburton (CEO), and Peter Henderson (CTO), who has worked in technology for 30 years. They launched Konsileo in 2016 to modernise insurance broking: seeking to combine industry insight, platform innovation and an employee-centric model.

Konsileo aims to “unlock and amplify” the industry’s pool of talented value creators. Unlike traditional hierarchical brokerages, Konsileo’s brokers work remotely and can build their own client book. There are no middle managers. Instead, a Central Team provides tools and support, helping assemble cross-specialist teams for each client – giving the Company national reach without additional overhead.

Meanwhile, the platform technology integrates data, workflow and compliance – reducing the teams’ administrative workload and allowing advisers to focus more time on building client relationships and generating revenue. Meanwhile, clients can check their policies, manage claims, find risk management tools and so on by logging in to Konsileo’s proprietary RISKUBE® insurance management portal.

As an independent broker, Konsileo has access to over 200 markets (including major insurers AXA, Aviva, Allianz, Zurich and Lloyd’s) to source competitive quotes without being tied to specific providers.

Why consider investing?

Commercial insurance broking is a large, defensive market characterised by recurring revenues, upfront premiums and low churn.

Within this market, which the leadership team knows well, Konsileo has grown to over 11,000 active clients and more than 20,000 policies, enjoying an 85% renewal rate. For the year ending December 2025, Konsileo expects to report revenue of £13.7 million, up from £1 million in 2020, representing c.68% annual revenue growth.

The Company's scale-up strategy centres on recruiting experienced brokers through a dedicated team – not on acquiring existing firms, as is common in the industry. This means it can mitigate integration risk and avoid overheads associated with traditional buy-and-build models – helping it capture higher advice margin at a lower cost-to-serve.

The Company aims to hire 60 high-calibre brokers over FY26, operating in a UK commercial broking total addressable market worth c.£2 billion a year.

The opportunity

To support its next phase of growth, Konsileo is seeking to raise £5 million – £2 million has already been committed by Committed Capital, the introducer of this offer. Wealth Club has secured an exclusive allocation of £1 million, expected to be EIS-qualifying – not guaranteed. The minimum investment is £20,000 and you can apply online.

Konsileo plans to use the funds to expand its broker network and continue developing its technology.

Management targets commencing an exit process in Q4 2028, with a view to completion in 2029 – exits and their timings are not guaranteed.

Based on the Company’s forecasts, investors in this round could achieve a return of around 4x, excluding EIS tax reliefs – high risk and not guaranteed.

This is a single company offer with no diversification. It involves investing in an early-stage business, which is by nature high risk and prone to failure. There is a risk that the capital raised may not be sufficient to achieve the Company’s objectives. You could lose all the amount you invest.

Like all investments available through Wealth Club, it is only for experienced investors happy to make their own investment decisions without advice.

There is no ready market for unlisted EIS shares: they are illiquid and hard to sell and value. There will need to be an exit for you to receive a realised return on your investment. Exits are likely to take considerably longer than the three-year minimum EIS holding period; equally, an exit within three years could impact tax relief.

To claim tax relief, you will need an EIS3 certificate, normally issued once shares have been allotted. This can take several months: please check the deployment timescales carefully. Tax reliefs depend on company maintaining its EIS-qualifying status. Remember, tax rules can change and benefits depend on circumstances.

Before you invest, please carefully read the Information Memorandum which contains further details on the considerable risks – alongside the Wealth Club Risks and Commitments.

Investors will invest in the company via Apex Unitas Limited Nominees Ltd via the Wealth Club Nominee Service. Apex Unitas Limited (trading as Mainspring) will act as custodian and administrator for the investment.

Wealth Club investors will invest at the same price and on the same terms as the other investors in this round, at a share price of £11.00, equivalent to a fully-diluted pre-money valuation of £47.2 million.

The investment is expected to be EIS-qualifying – not guaranteed. EIS certificates were last issued in March 2026.

All the services Wealth Club and, where applicable, its subsidiaries provide are governed by the Terms and Conditions of the Wealth Club Services.

Fees

A set-up and management fee of 7.5% plus VAT will be payable to Committed Capital. This fee will be deducted from your subscription and will reduce the amount invested and on which tax relief can be claimed. This fee is inclusive of a 2% annual management fee which is taken upfront for the first three years, with years four and five only payable on exit and if applicable. There is no AMC after year five.

Committed Capital will also receive a performance fee of 20% of profits after return of capital plus fees paid.

Committed Capital will share these fees with Wealth Club (50% of set up and 25% of performance fee).

This financial promotion has been communicated and approved by Wealth Club Ltd on 5 March 2026

Wealth Club aims to make it easier for experienced investors to find information on – and apply for – investments. You should base your investment decision on the offer documents and ensure you have read and fully understand them before investing. The information on this webpage is a marketing communication. It is not advice or a personal or research recommendation to buy any of the investments mentioned, nor does it include any opinion as to the present or future value or price of these investments. It does not satisfy legal requirements promoting investment research independence and is thus not subject to prohibitions on dealing ahead of its dissemination.